Only you know your goals for retirement, so only you can determine your needs. A fixed index annuity isn't the right solution for everyone, and you shouldn't buy one unless it's appropriate for your situation. You may want to consider a fixed index annuity if the following benefits are important to you:

• Tax deferral to help you reach your retirement goals.

• Indexed interest potential to help accumulate your retirement savings.

• Protection benefits that can help protect your retirement assets and income.

Purchasing an annuity is an important decision, and one you should only make after consulting with your financial professional. For more information on fixed index annuities, talk to your financial professional.

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